Coinbase and Tink have teamed up to launch Pay by Bank crypto purchases in Germany, making it easier and faster for users to buy and sell digital assets directly from their bank accounts. This new integration leverages open banking technology, allowing customers to securely transfer funds in just a few taps, without the need for card details or manual data entry.

With Pay by Bank, German users can now top up their Coinbase accounts instantly using their mobile devices. The solution streamlines the process of entering the crypto market, offering a seamless, secure, and mobile-first experience. This partnership marks a significant step in connecting traditional banking infrastructure with the digital asset ecosystem, paving the way for broader adoption of cryptocurrencies.

Thomas Gmelch, Head of Commercial, Central Europe at Tink, emphasized that this collaboration gives Coinbase users more choice and flexibility, while also enhancing security and convenience. Denny Morawiak, Managing Director of Coinbase Germany, highlighted that the move is part of their ongoing commitment to expanding services and ensuring trusted, compliant access to the crypto economy in Germany.

This development reflects a growing trend in Europe, where account-to-account payments powered by open banking are becoming increasingly popular. By combining the speed and traceability of crypto with the familiarity of bank transfers, Coinbase and Tink are helping to bring digital assets into the mainstream.